Goodwill Adjustment Letter
A goodwill letter requests a creditor to remove or adjust late payment marks as a courtesy. Works best if you have an otherwise good history and a clear reason for the late payment.
When to Use
- Isolated late mark
- Strong on-time history
- Valid extenuating circumstances
Data to Include
- Creditor
- Account number
- Date of late payment
- Explanation
- Request for goodwill adjustment