Remove Errors from Your Credit Report
Simple Questions. Professional Letters. Mailing Updates.

You answer questions about what's wrong with your credit report (like collections, late payments, or wrong balances). We format your answers into a professional letter that follows federal credit reporting rules. You'll review the complete letter before anything is sent. You can download it to mail yourself, or we'll send it via Certified Mail with full tracking.

Yes, digital signatures are legally recognized under the Electronic Signatures in Global and National Commerce Act (ESIGN). Our platform creates legally binding signatures that credit bureaus accept for dispute processing.

When you choose our mailing service, we send your letter via Certified Mail with full tracking. You can monitor your letter's delivery status through your dashboard.

Yes. Disputing inaccurate information is your legal right under the Fair Credit Reporting Act (FCRA). We format your dispute into a letter that follows federal credit reporting rules. Your data is protected with bank-level security. Disputing errors won't hurt your credit score.

We use enterprise-grade security including AES-256 encryption, secure data storage, and strict access controls. Your personal information is never shared with third parties except for necessary services like mailing providers. We comply with all privacy regulations.

Free plan: Create one letter and download the PDF (you mail it yourself). Pro plan ($39.99/month): Up to 3 mailed dispute letters per month via Certified Mail with full tracking and delivery confirmation. We limit to 3 per month because spacing disputes responsibly improves outcomes and prevents bureaus from flagging your account. Cancel anytime.

Once you complete the form, our proprietary AI reads your letter before you ever see it — verifying that all required FCRA citations are present, confirming critical fields (account number, dispute grounds, bureau address) are complete, and flagging any language patterns that bureaus commonly cite when rejecting disputes. Most letters pass in seconds. When something needs strengthening, we explain exactly what to fix before you submit. You always review and approve the final letter — the AI checks it, you control it.

If we notice missing info (like an account number or date), we'll flag it before you send. You can edit or cancel anytime before approving—no risk. Nothing is sent without your review and approval.

By law, credit bureaus must investigate your dispute within 30 days and respond in writing. You can track delivery status from your dashboard. If your dispute is rejected, you can submit additional evidence or escalate to the CFPB. We'll explain your options.

Same legal process, but you're in control. Agencies charge $79-$129/month and often batch disputes or delay submissions. With us, you review every letter before it's sent, see exactly what we're doing, and pay less ($39.99/month or try free). No long-term contracts.

When you choose our mailing service, your letter is sent via Certified Mail with full tracking. You can monitor delivery status from your dashboard. Credit bureaus have 30 days by law to investigate and respond.

We use enterprise-grade security including AES-256 encryption, secure data storage, and strict access controls. Your data is never shared with third parties except for necessary mailing providers.